A new bill would allow insurers to track your driving habits

California Assemblymember Tina McKinnor introduced the Consumer Driving Data Protection Act, a state bill allowing auto insurers to track speed, braking, and phone use via telematics for drivers who opt in, promising lower premiums for safer habits. Privacy and consumer advocates warn the proposal forces motorists to choose between data protection and affordable coverage, challenging Proposition 103 rules relying on tickets and crashes. The measure could reshape rates for 27 million California drivers but faces resistance from state regulators and oversight groups citing fairness concerns.